Books that keep themselves. Month end, done by morning.

Wakato Finance is bookkeeping software for small businesses that keeps the books for you: it sorts your bank feed, reads and matches receipts, tracks bills, records your shop's sales and fees, and helps you close the month, on a cash or accrual basis. An AI agent asks you only about what it isn't sure of, and hands your accountant a ready pack.

What Finance does

Sorted for you

Every bank transaction is categorised; the unsure ones are flagged for one quick answer.

Receipts and bills

Forward receipts to your own address; they're read and matched. Bills are tracked until paid.

Your sales already in

Shop sales, fees, refunds and payouts are posted automatically.

Month end and taxes

Statements, closing, sales tax and an accountant pack, in your currency.

What the AI agent does in Finance

On its own: Categorises transactions; Matches receipts; Prepares month end.

Asks you first: Closing or reopening a month; Sending files to your accountant.

Example: Close September. Sorted 41 transactions. Read 12 forwarded receipts. Matched 41 of 41. It asks: “Send September to Dana?” (Your accountant · 6 files).

Works with

Use cases

  • Close your books · An AI agent sorts your bank feed, matches receipts, tracks bills, posts your sales and prepares month end and an accountant pack, asking only about what it isn't sure of.

Questions

Can AI do my bookkeeping?

Yes, most of it. Wakato's agent sorts the bank feed, matches receipts and prepares month end, and asks you only about what it isn't sure of.

Is Wakato a QuickBooks alternative?

For many small businesses, yes. Wakato Finance keeps double-entry books on a cash or accrual basis from your bank feed, receipts, bills and shop sales, with an AI agent doing the sorting. Sales, fees and payouts made on Wakato are already in the books.

Does it replace my accountant?

It does the day-to-day books so your accountant gets a clean pack of files. Payroll, filing tax returns and advice stay with them.

Do I have to connect my bank?

No. Wakato Finance works without a bank: you can add receipts and bills, keep categories and run reports from day one. Connecting a bank feed, which comes with Pro, lets transactions arrive and get sorted on their own.

How do receipts get in?

Forward them to your space's own receipts email address, add them from your phone, or let an agent save them. Wakato reads each receipt and attaches it to the matching bank transaction, and never guesses when two could match.

Does it handle sales tax and other currencies?

Yes. Wakato splits VAT or sales tax onto the right accounts, reports what you owe, and converts foreign-currency transactions at daily European Central Bank rates while keeping the original amount.

Cash or accrual?

Both. Switch the basis and the open months are re-posted; a closed month never changes.

Part of Wakato's Run tools. Plans: Free $0, Pro $49/month, Business $99/month. Start free.